The Importance of Estate Planning

Most lawyers you would find on a lawyer’s list would tell you that if you have any assets, it is essential to start estate planning as soon as possible so that you can work out the how and where of distributing your estate in the future. It is not all about making a will either. Sometimes as a person ages they become unable to administer their estate due to mental problems from dementia or having a stroke. Family lawyers are the people to consult if you want to ensure your assets are distributed according to your wishes.

Estate planning will help you to not only state your wishes regarding the distribution of your assets after you pass away, it will help you to avoid unnecessary tax, something that most people want to do. It will make the division of assets much easier and enable you to avoid paying the court costs inherent in the judicial system deciding who should get your estate if you haven’t make your wishes known.

It will also ensure your heirs get the assets they deserve as quickly as possible. If you die intestate – without a will or any other estate planning – the proceeds can take many months or longer to be finalised. Even then, they may not be passed on the way you would wish them to be. Estate planning will give you peace of mind that your wishes will be taken into account both before and after your passing.

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What Not to Pack for Your Overseas Holidays

When you plan an overseas holiday to places like Bali and other popular tourist destinations, unless you plan on a cruise, you’ll be flying. This means if you want to get to your destination and be able to enjoy your Slinky Villa, there are certain things you will not be allowed to take, because they are classed as dangerous in the environment of the airplane. You may tend to think you can’t take things that are sharp like nail scissors or knitting needles and this is correct, but there are other things you may not have thought about that are banned from planes in order to make sure everything is safe.

Different services may have different requirements so it is important to get the information directly from the service you’ll be using. You may not think that toiletries could possibly be on the banned substances list, but some are. Here are a few of the main things you should not pack for your flight.

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How to Choose the Best Lawyer for Your Business

Choosing a business lawyer along with an experienced digital agency is an important first step to starting a business, but even if your business is up and running, it is still necessary to get legal advice.   Every business is likely to need legal help with things such as contracts, leases, protecting you from copyright infringements and many other things. Even if you think you understand everything needed, it is not likely you would have a full understanding unless you are a solicitor yourself.

It is important to choose the best lawyer for your business, so here are some tips to help you.

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What Kind of Business Should You Start?

If you have decided to start your own business there will be many decisions to make, but perhaps the first one will be what kind of business you should start. Obviously many professions require qualifications, just like trades such as an electrical contractor where you are required to be a qualified electrician such as Electrician Perth, but there are many business types to choose from without such certifications, but the best one for you will be something that you love doing. There are several other criteria to consider in choosing a business.

  • Do you love working with people? If chatting with and caring about people comes naturally to you, any business where this is a necessity to do the job will suit you. Think in terms of a hairdresser, who usually talks and listens to each of her customers while doing their hair. Now compare that with being a mechanic who has her head under the bonnet of a car for most of the day with little customer interaction.

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Tips for Creating a Brand for Your Business

When you start up a business there are many things to think about and do, but not everyone thinks about creating a brand, especially if their business is a small one. But you have to think about what part their brand played – and continues to play – in the success of those large businesses. If they hadn’t bother with a brand, would you even know who they are and what they sell today?

That’s exactly what a brand does; make the business easy for the general public to remember and recognise. Then when they want what that company sells, they are more likely to become customers there than at any other business. So if you need a brand, here are some tips on how to create one.

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Different Types of Business Structures

If you have plans to start up a business, it is wise to consult with commercial lawyers first, because there are many things to consider and decide on. You can’t just go into business without first making sure it is done legally.  One of the first things to decide is what type of business structure you will have for your business. Here are some of the main types: –

  • Sole Trader. This is perhaps the easiest type of business to set up and as the name suggests, and may be suitable for a small carpet cleaning operation like Brilliance Carpet Cleaning Perth or something similar with only one person involved. You won’t have a partner or a company structure as such, however you will need an Australian Business Number (ABN). You may also need a business name and a trademark, both registered. A sole trader has full control over every aspect of the business, owning all the profits and all the debts.
  • A partnership is also a relatively simple way to set up your business. Typically it will involve two or more people who are co-owners in the business. As such, they all share responsibility for profits and debts. The co-owners can act on behalf of each other in running the business. A written agreement is an essential component of this type of business, to ensure each partner understands their responsibilities. The ABN and other components similar to the Sole Trader are needed and if there is a silent partner, limited partnership formation is required.

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How is an Orthodontist Different from a Dentist?

If you need dental treatment you may wonder what the difference is between a dentist and an orthodontist.  While you may know that it’s usually an orthodontist that fits braces, the difference is more far-reaching than that. An orthodontist works in the area of straightening teeth and aligning the jaw, but he has had three more years of training than a dentist.

While both have undergone the same 5 year full time university course in dentistry, the orthodontist has undergone a further three years of full time training to achieve the knowledge and expertise that makes him or her an orthodontist.  Generally speaking, anyone working as an orthodontist does not fix decays, extract teeth or do general dental work such as teeth whitening, even though they do know how, having had to work as a dentist for two years before taking on the further training needed for orthodontics.

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How Botox Can Help Men

While Botox procedures is usually thought of in terms of reducing wrinkles – and it is mostly women who care about having them – the product can be of great use to men also, but not necessarily for wrinkles. There are several problems men suffer from that can be relieved or alleviated with the use of this drug – many would call it a wonder drug.

Excessive sweating

Men are usually the ones who sweat a lot, especially if they do hard physical work. That’s not so bad, but if they have an office job this can become a real problem. When sweating saturates clothing, sometimes several times a day, in spite of a good dose of antiperspirant and when they don’t have a physically hard job, men feel embarrassed and their clients or customers are put off by it. But Botox injections into the sweat glands can fix it quite simply. This is because it has the effect of freezing the gland so it doesn’t produce perspiration. It’s important to find a doctor who’s experienced in this treatment.

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What To Look For When Buying Property

Purchasing a home of your own can be an exciting time, but before you call in the furniture removalist like Brilliance Removalists Brisbane you need to make sure that it doesn’t turn into a nightmare simply by not carrying out the necessary research to ensure all is in order. The seller is not going to tell you if there is structural damage, termite damage or if they know that a big factory is going to be built on that vacant space that looks so green and lovely right now. It is up to you to find out such things.

In addition, it is easy to fall in love with the look of the place, or something else about it to the extent that you don’t really see its faults. The paint may be peeling inside due to hidden water damage, but you didn’t notice it because you were excited about those gorgeous timber floors.

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Take Some Time Out and Visit a Temple

If you love the culture and spiritual heritage of other countries, you will be sure to enjoy visiting some of the temples in Bali. Once you’ve found a villa from Easy Bali Villas, you can set off to visit some of the closest ones straight away – unless you have arrived at night, of course. You may also not realise that most of the temples are uninhabited unless there is some kind of spiritual festival about to happen.

There are many temples scattered throughout Bali, not just in the main cities so wherever else you go to do your sightseeing in Bali, it is highly likely that a temple will be there too. This will give you the chance to visit some of the less popular ones and perhaps see something that most other people missed out on. However, the popular temples are that way because they are easier to access than most others, so tourists tend to choose them first.

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Why You Should Forget That Exercise You Hate

Everyone knows about the health benefits of exercise, even if we don’t all do it. Those that do often force themselves to attend the gym or go running rain, hail or shine, but they don’t like it. The trouble with exercise is it is boring. As soon as you hop on that exercise bike you think of something that you could be doing that’s more fun, or else you suddenly remember that you haven’t watered the garden, lawn, pot plants, dog, cat or children.

So off you hop and by the time you’ve done all that it is far too late to start pushing pedals again. Oh darn, it’s time to put tea on, feed the toddler, oversee homework – such fun – and get the kids to bed. After all that’s done you have to stack the dishwasher, wash the floors and windows, pack lunches for tomorrow – and anything else you can think of that is not riding that bike, right?

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Should You Do Adwords?

So you have an online business and you are thinking of engaging a professional digital agency such as Slinky, or you have a website that is supposed to help your small business get more customers, but nothing seems to be happening. What can you do to get the traffic that is going to convert into customers? In some cases Google adwords can mean great success. Adwords, or pay per click (ppc) ads as they are sometimes called are basically paid ads that are placed on the search engine results pages (SERPS).

Where to find adwords samples

You will no doubt see them if you surf on the Internet because Google places an ‘ad’ sign right next to the heading text. This alerts surfers to the fact that if they click on the link it will take them to a page that sells something. Not all websites are commercial ones or try to get people to purchase goods or sign up. Many are, but not all have Google ads to lead you to them.

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How to Stay in Your Home as You Age

It is difficult for elderly people to get up and down stairs, whether these are inside stairs or outside. Quite a few things make it hard to get around the home and remain safe as you age.  But it is sad for older people to leave a home that holds so many happy memories for them and the trend these days is to alter the home to suit them, rather than them having to call a removal company such as Removalists Melbourne.

So if you are getting older, what renovations can you do to improve your home and ensure you won’t have to move? There are several ways to make the home not only safer, but easier to use. Here is a list of fourteen (14) renovations you should consider when looking to improve your home:

  • If you have an upstairs, install an internal lift. This may not be as expensive as it sounds because there are several different options.
  • Have a ramp put in so that external stairs are no longer a problem; you can access the home even from a wheelchair.
  • If your carpet is old and torn, replace it. Even covering the tear with a mat is not safe as you can easily trip on that. Remove loose mats that can trip you up.

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Where to get Business Consultancy Advice

No matter what kind of business you have lawyers & solicitors are some of the main professionals to get advice from. They can not only offer advice, but help you a great deal in making sure all parts of your business are worked out correctly.  Drawing up the lease is a good example; if this is not done properly it can end up being quite unsuitable for you, or cost you more money than it should.

If you don’t know what should be in a lease, don’t leave it up to the landlord to tell you. There are many clauses that can be added to protect you from things such as the rent being increased by too much in the future through to what happens if you need to sell your business before the lease is up. Don’t leave these things to chance. It is up to you as a businessperson to seek good legal advice on this and other matters.

Legal advice for a business includes, but is not limited to, such things as –

  • Corporate formation
  • Entity choice
  • Operating agreements and corporate governance
  • Contract evaluation and analysis
  • Regulatory compliance
  • Financing
  • Litigation
  • Mergers, acquisitions and asset purchases

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7 Hidden Costs of Purchasing Property

When you are working out the finances of buying a home and ready to apply for a loan, don’t forget to include those other costs you will need to pay. These may be considered hidden costs because you may not realise they exist if you’ve never had anything to do with buying real estate. It can come as a shock to know that you have to account for many thousands of dollars more than the price of the house. What are these hidden costs?

  • Stamp duty is one of the most significant costs; even when discounts apply, it still accounts for thousands of dollars. There are two types; responsibility for the transfer of the property and duty for the registration of your mortgage. The amount of the former depends on the property’s price and what state or territory it is in.
  • Moving costs and renovation costs if you want to paint or replace the carpet before you move in. You might also want to purchase new white goods.

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What Effective Estate Planning Accomplishes

Many people think that estate planning is simply making a Will, but there is much more to it than that. In fact, if you are considering estate planning – and everyone should – it is wise to get advice from lawyers & solicitors who are knowledgeable about the topic and can help you in many ways.

Effective estate planning accomplishes a great deal: –

  • It will ensure that your assets are delivered to the people you choose to have them. By ensuring that you’re Will is made early on and updated to reflect any change in your lifestyle, the people you choose to inherit your assets will be sure to get them.
  • It will maximise the value of your assets after tax. When you have legal advice, you can minimise tax legally and this means your heirs will not lose money they should have.

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Tips to Make Your Wedding More Memorable

While planning the wedding and reception often take a lot of discussion and time, often it does not result in a reception that is really memorable. It is easy to get bogged down in the details and just go with what the venue offers for every other wedding they host, so your reception is done in the same old way as every other reception held there. Hiring the right wedding DJ can make a big difference, especially when you have some good ideas that you will need his help in implementing.

Here are some tips on how to make your wedding more memorable.

  • Make a special entrance to the reception. Rather than just having the bride and groom introduced along with their wedding party, the DJ can tell a brief story of how you both met, while the two of you act it out in mime. This doesn’t have to be too complicated. A few different poses may be all you need. You can even have a screen and lighting in position so that guests see your shadows miming. Then at the end of the story you can make your grand entrance.
  • Get personalised pajamas for your bridal party to remember the big day.
  • End on a high note. Many traditional receptions have the guests form a circle so the bridal couple can go around and thank them all. This takes up a lot of time with all but two of the  guests left with nothing to do but look on. Other options include guests all forming a farewell arch with everyone having streamers, balloons or sparklers to send the happy couple on their way in their wedding car.  However, this has to be executed well to be effective and safe, so your DJ will need to explain what is going to happen.

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Conveyancer vs. Lawyer to do Your Conveyancing

When you purchase a business or sell one, you need to have certain things done legally. While it can be possible to do it yourself, according to experienced lawyers you stand to lose out in some way without the benefit of advice from lawyers & solicitors or a professional conveyancer who is legally trained in the job.

For a start, if you are working business hours what time will you have to do all the things that must be done in business hours? Having a professional do all the legwork necessary can only be a blessing.

So, which should you get; conveyancer or lawyer? Contrary to what many people think, it is not necessarily cheaper to use a conveyancer instead of a solicitor. Each one has their own fee structure. Some may work for themselves and so possibly charge less, while others work for a large firm and must charge what is dictated by the board of the company that employs them.

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How Botox Can Improve Your Life

Some women develop wrinkles at a relatively early age. In our culture, wrinkles are seen as ugly and a sign that we are aging. For women who are young this can really have an impact on both their social and work life. That is why many turn to Botox as the answer when wrinkle cream or chemical peels don’t help.

When wrinkling happens – even if it is only due to laughing a lot – people tend to think you are older than you actually are. This can cause you to be passed over for that promotion, or if you are applying for a job, a younger looking person may be given preference, even if you have better qualifications. This is because the company will be looking for long-term commitment with the fewest health issues. The older you are – or look – the more likely it is that you could suffer poor health.

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What to Know about Property Settlement

If you have bought a home or any other property, settlement or conveyancing is that time when the contracts have been exchanged and a date set for when you can move in. This is usually 42 days after the contracts have been signed, but it can vary, depending on the circumstances. For instance, if the property is vacant, the seller may agree that you can move in sooner.

Or in some cases the settlement date may not be convenient to you for some reason. In this case, you need to discuss the matter with your solicitor/conveyancer on the day you sign the contract. Once the contracts are exchanged, it is too late to change the date of settlement. However, most contracts have a clause stating that if there is a delay in settlement that is not the seller’s fault, you will have to pay interest as compensation for them not getting their money.

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Why Estate Planning Advice is Important

If you have any kind of possessions, even if it is only a house and car, it is important to get estate planning advice and the best people to give it are lawyers, since they know all about the legal aspects and what can be done. People with many assets or a business see the need for estate planning, but often those with fewer assets don’t bother with it.

This is a mistake, because estate planning also includes making a Will and if you don’t have one when you die, your estate may not go to your preferred heirs. In fact, if you only have a house, most of the value could well be taken up with the court costs and fees that will be incurred to settle the estate. So your children or spouse could end up with next to nothing.

Having a Will can also prevent bad feeling amongst the family that is likely when each one vies for their share – or decides that they should get the most assets. Estate planning will also reduce the tax that must be paid and it can provide for children who are under age or who you don’t trust to handle a large amount of money wisely. This will be in the form of a trust that can pay out small amounts or keep it all until they become more mature at a certain age that you can specify.

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9 Points to Consider When Leasing Business Premises

Leasing business premises should never be done without consulting with your lawyers & solicitors, otherwise you could end up paying a lot more than you need. Professional legal help to go through the lease contract will ensure that all is above board and the landlord is not trying to pass some of his costs on to you. Sadly, not everyone is honest and some people maintain that it is up to the lessee to read the contract if they don’t want to be caught. And that is true to a great extent.

Here are 9 points to consider when leasing business premises.

  • Rent is usually set by the measurement of the area. You need to know if the wall thicknesses, restrooms, elevators and other common areas are included in the price.

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10 Tips for Business Sales Success

If you are in business you will know the importance of making a sale whether that is of goods or a service. Lawyers and solicitors can offer legal advice on the legal aspects of your business, so you might not think they would know much about sales, yet they are in business too; the business of giving legal advice, but that is still a business. So they may well have been able to help you out with some tips.

However, here are 10 tips for business sales success that you may not have tried yet.

  • During prime business hours decision makers are usually really busy. So make your calls to prospects outside of those hours. Try 8am before the frantic rush starts or 6pm when it has wound down and your decision maker is more relaxed.
  • Leave voice messages at night because they will be the first thing your prospect listens to in the morning, maybe even before they get to work.
  • Speak in terms of benefits to the sales prospect, not the features of the product. They are more interested in what it will do for them than just what it does.

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How to Recognise Sexual Harassment In the Workplace

Sexual harassment in the workplace can cause the victim stress and interfere with the enjoyment of their work. It can even make them feel worried and unhappy out of work hours so it must be addressed, but first, it has to be recognised before you think about talking to lawyers. Not everyone understands that it can happen to a person even when the perpetrator is not in the same room. How?

Sexual harassment can be done through sending inappropriate email, text messages and/or images to the victim, or it can be done by phone. Here are other ways to recognise it.

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Why a Lawyer Should Do Your Conveyancing

If you have bought or sold a business or a property you will know that exchanging the contracts is not the end of the matter. Settlement only happens when the money is paid into the seller’s account, but there are certain things that must be done first and these are part of the conveyancing process. It is wise to get conveyancing legal advice to take care of this because there is quite a lot involved in it.

The time between the contracts being exchanged and the money being paid is put to good use in doing searches to ensure several things: –

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